Wednesday, September 23, 2009

Happy Accomplishment!

Way back when...at the beginning of the year...I made a list of goals. This has been a bad year overall and looking back on my goals...I can already see that I went off track and will not get to some of the things I thought were important or at the top of my list in January. And it's ok...things change and so do priorities. But there has been one thing that has been a ball and chain on my ankle year after year...

and now...

I am happy to say that I am 100% completely and totally debt-free! DEBT-FREE!

Wow!

That's the first time I can say that since the end of high school. The lure of having a credit card during college and then student loans to help me pay for college and then car payments to help me pay for the car that got me to work and then real-life expenses coming at me during bad times made me turn to credit cards again. Student loans (Private Jesuit schooling is expensive!), car loans and credit card debt have been brought down to zero! Yay! It hasn't been easy but I was always very diligent about my payments and rarely ever missed a payment and the diligence helped and I have great credit!

Being released of this burden feels great and comes at a perfect time. I am looking at the possibility of my paycheck becoming a little smaller over the next few months due to possible furloughs. I wish they would just tell us now. I hate waiting!! But the announcement of how bad the furloughs will be will not happen until November. But with no debt, that means I can save. Like actually have some bills to put in savings and keep there because I.don't.need.it.now.

I am so happy! I am hoping to be careful with my spending especially as I am in my "expensive" part of the year with many birthdays and Christmas but I think I'll be fine.

Goodbye debt! Hello savings!

Until next time...

17 comments:

Natasha said...

WoooHoooo!! CONGRATULATIONS!!

Margaret said...

Congratulations! That's just wonderful!

Shelleen said...

Congrats, that is awesome!!!

Missy Ann said...

Wonderful! Good for you. And hopefully the furloughs won't come and you can build up some big savings.

Ann Marie said...

WOOT! I know how hard you have been working at this. I am *so* proud of you and happy for you.

Theresa said...

Congratulations!!!!! This is very good news~~ Now this calls for a celebration!!!! Oh wait, we are suppose to save now, right? ;-)

Deb said...

Congratulations! There is nothing better than not owing anything to anyone!!!

Sadie said...

Congratulations, that is great news! I'm really pleased for you :-)

Lisa said...

Congratulations. That is awesome and a huge accomplishment! I have heard about the furloughs on the radio - hopefully they will not come to be. In the meantime, you can plan for them - putting a little bit away in savings every week. Then, if it doesn't happen you have a nice little next egg!

doahleigh said...

That is a great accomplishment. Congratulations!

CindyMae said...

CONGRATS!! That is a HUGE accomplishment! I am so happy for you!

mainely stitching said...

WOW! That's a huge thing to celebrate. Good for you!!

Michelle said...

Yay! Doesn't that feel good?!?! Congratulations on this huge accomplishment, and especially knowing things may change at work this is an excellent time to have no debt and be able to save.

Rachel said...

A big congrats to you!

Meari said...

I am SO happy for you! That's my goal, too. To be out of debt (except for my mortgage). How happy you must feel!!

Carolyn NC said...

Kudos to you!!

Margaret said...

Congratulations on no debt. That must be a great feeling. Wonderful!